You may be wondering what happens if you don t pay your credit card debt. In this article, you will learn what happens next. The first step is to check your eligibility. Make sure you are at least 18 years old. If you do not meet the requirements, you may not be approved for a credit card. However, there are ways to avoid credit card debt. You can check your credit report to see if you’re eligible.
It’s also important to know who is responsible for paying your credit card debt. Although you’re the primary accountholder, you can’t be responsible for authorized users’ charges. While an authorized user doesn’t legally own the debt, the card owner is. Unpaid debt will still have a negative impact on your credit report. If you’re worried about your credit score, don’t delay seeking help. There are many free credit counseling and debt management services available.